Because we appreciate your progress, SouthWalk Capital Personal loan allows you to decide the amount and repayment schedule that is convenient for you.



1. Complete SouthWalk Capital loan form
2. Most recent six (6) months bank account statement
3. Evidence residence (Valid Utility Bill/Rent Receipt)
4. Provide acceptable means of Identification such as National ID, Drivers license, voters’ card, and international passport
5. Cheque leaflet.
6. Evidence of residence
7. One guarantor



1. Must have a clean credit history or good credit Bureau report from a recognized credit report agency such as CRS Credit Bureau Nigeria.
2. Must be 19 – 55 years of age whereby the tenor does not exceed the retirement age.
3. Must have verifiable employment and income.



1. Collateral free
2. Process is completed within (24) hours upon meeting the requirement.
3. Competitive interest rate
4. Multiple cycles of loan provided customer does not default in repayment.
5. Flexible repayment period structured according to the borrower’s capacity.
6. Resolve unforeseen financial demands.